The Keystart low deposit home loan isn’t the only low deposit home loan available. There are other lenders who will also let you provide less than the standard 5% deposit. Don’t worry, you don’t have to spend time finding them – we know exactly who they are. We also know which lenders might waive the requirement for genuine savings if you’ve been renting a home through a real estate agent for 6 months or more. Yes, our Step One finance experts are proud home loan nerds.